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(28)本月机经1次 上月机经3次
No.104:The following appeared as part of a memorandum from the loan department of the Frostbite National Bank: “We should not approve the business loan application of the local group that wants to open a franchise outlet for the Kool Kone chain of ice cream parlors. Frostbite is known for its cold winters, and cold weather can mean slow ice cream sales. For example, even though Frostbite is a town of 10,000 people, it has only one ice cream spot—the Frigid Cow. Despite the lack of competition, the Frigid Cow’s net revenues fell by 10 percent last winter.”
110. Frostbite国家银行的借贷部门的备忘录: 我们不应该批准那个希望开一家KK冰激凌连锁店的特许店的本地团体的借贷请求。Frostbite以其寒冷的冬天而闻名,而冷天气意味着冰激凌的销售不利。比如,虽然Frostbite是个有10000人的镇子,它却只有一家冰激凌店Frigid Cow。尽管缺乏竞争,Frigid Cow的净收入去年冬天下降了10%。
提供观点:
1. Other factors in deciding whether to give loan to a company such as the credit of the company should be considered.
2. Admittedly, the former and prospective performance of the company is also important when the bank has to make decision of whether or not should it give loan to a company. However, the author of the memorandum shows no sufficient evidence to support his or her proposal that the bank should not give loan to Kool Kone chain of ice cream parlors.
3. The statistics last year does not necessarily denote the future trend.
1, 排除他因,净收入下降的原因是什么?可能是经营不好,草率定价,甚至正因为缺乏竞争导致了这些。
2, 寒冷冬天不等于没有夏天,也不等于夏天短暂。不能说明原因。
北美范文:
In this memorandum the loan department of Frostbite National Bank recommends against approval of a business loan to a local group that wants to open an ice cream parlor. In support of this decision the loan department points out that Frostbite has a reputation for cold winters and sales of ice cream decrease in cold weather. This latter point is buttressed by the fact that Frostbite’s only ice cream parlor suffered a 10 percent decline in net revenues the previous winter. The loan department’s decision is questionable for the following reasons.
To begin with, since it is reasonable to expect a decline in ice cream sales during winter months, it is difficult to assess the relevance of the fact that Frostbite has cold winters to the potential success of the Kool Kone franchise. Common sense suggests that this fact would be significant only if it turned out that Frostbite’s winter season lasted 9 or 10 months as it does in arctic regions. In that case slow sales could be expected for most of the year and the loan department’s opposition to the loan would be readily understandable. If, on the other hand, Frostbite’s winter season lasts only a few months and the remainder of the year is warm or hot, it is difficult to comprehend the loan department’s reasoning.
Next, the loan department assumes that the Frigid Cow’s decline in net revenue last winter was a result of slow sales occasioned by cold weather. While this is a possible reason for the decline, it is not the only factor that could account for it. For example, other factors such as poor business practices or lack of inventory could be responsible for the Frigid Cow’s loss of revenue. The loan department’s failure to investigate or even consider these and other possible explanations for the Frigid Cow’s decline in revenue renders their decision highly suspect.
In conclusion, the loan department’s decision is ill-founded. To better evaluate the decision, we would need to know more about the length and severity of Frostbite’s winter season. Moreover, evidence would have to be provided to support the assumption that the Frigid Cow’s loss of revenue last winter was a direct result of the cold weather.
(29)本月机经1次 上月机经4次
手机生产需要大量的贵金属,而贵金属的价格在过去十年中大幅变动。工厂过去的产量一直在增加,并预计将来也会增加。因此,立即购买大量贵金属会锁定变动并且达到利益最大化。
考古
V1.手机厂的重要零件是贵金属,价格波动大,公司应该提前大量购买以确保利润不受损
V2 大概就是说有一个叫Cellophone公司作了一个plan,因为过去手机金属原料价格时高时低,现在有一个forecast说以后这个公司的cellphone division要expand而且会有high-volume purchasing,所以说要现在大量买入金属原材料,来lock cost。
V3说一个cell phone manufacturer, 要买一大批很贵的material 因为怕以后买价格会涨
v4 AA关于手机和贵金属的关系,贵金属现在越来越贵,然后手机制造者要lock cost of metal,然后增加收益
提供观点:
1、不充分:提前购入不一定能保证利润不受损,因为价格波动可能上浮或下降
2、该贵金属是否在决定手机成本中起重要作用?可能影响甚微澳际留学为大家整理2011年gmat机经,以上2011年6月gmat作文AA机经,共39题,2011年6月3日至2011年6月17日。澳际留学祝大家考试顺利!
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(28)本月机经1次 上月机经3次
No.104:The following appeared as part of a memorandum from the loan department of the Frostbite National Bank: “We should not approve the business loan application of the local group that wants to open a franchise outlet for the Kool Kone chain of ice cream parlors. Frostbite is known for its cold winters, and cold weather can mean slow ice cream sales. For example, even though Frostbite is a town of 10,000 people, it has only one ice cream spot—the Frigid Cow. Despite the lack of competition, the Frigid Cow’s net revenues fell by 10 percent last winter.”
110. Frostbite国家银行的借贷部门的备忘录: 我们不应该批准那个希望开一家KK冰激凌连锁店的特许店的本地团体的借贷请求。Frostbite以其寒冷的冬天而闻名,而冷天气意味着冰激凌的销售不利。比如,虽然Frostbite是个有10000人的镇子,它却只有一家冰激凌店Frigid Cow。尽管缺乏竞争,Frigid Cow的净收入去年冬天下降了10%。 上12345下
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